NHS FPX 6008 Assessment 1 Identifying a Local Health Care Economic Issue

Assessment 1 Identifying a Local Health Care Economic Issue

Student Name

Capella University

NHS-FPX 6008 Economics and Decision Making in Health Care

Professor Name

Date

Identifying a Local Health Care Economic Issue

Access to healthcare and adequate health insurance coverage is critical healthcare issues affecting individuals, healthcare providers, and healthcare organizations. Inadequate health insurance coverage is a significant economic issue that impacts the ability of individuals to access timely and quality healthcare services (World Health Organization, 2019). In this report, I will focus on the economic issue of inadequate health insurance coverage and its impact on healthcare delivery. 

Reasons for Inadequate Healthcare Insurance

The healthcare industry has faced the challenge of inadequate health insurance coverage for many years. This issue was selected because it impacts the entire healthcare system, from patients to healthcare providers and organizations. According to the Centers for Disease Control and Prevention (CDC), 28.9 million individuals in the United States did not have health insurance in 2019, and this number has likely increased due to the COVID-19 pandemic (Centers for Disease Control and Prevention, 2021).

Description of Inadequate Health Insurance Coverage

A community that is particularly vulnerable to this issue is low-income individuals and families. San Francisco General Hospital (SFGH) serves many uninsured and underinsured patients (San Francisco Department of Public Health, 2021). According to a report published by the San Francisco Department of Public Health, in 2019, 10% of San Francisco residents lacked health insurance coverage, and an additional 9% had coverage but reported problems accessing care (San Francisco Department of Public Health, 2021). These individuals are more likely to delay or forgo necessary medical care due to cost and worsening health outcomes.

NHS FPX 6008 Assessment 1 Identifying a Local Health Care Economic Issue

The Impacts of Inadequate Health Insurance Coverage

The impact of inadequate health insurance coverage on San Francisco General Hospital (SFGH) is evident in its patient population, where most patients are uninsured or covered by Medicaid. This can lead to difficulty accessing care and strain the hospital’s financial resources due to uncompensated care. To address this issue, SFGH has implemented various programs to increase access to care, including financial counseling services and a charity care program for eligible patients (San Francisco Department of Public Health, 2021). 

Rationale for Healthcare Insurance

The rationale for inadequate healthcare insurance coverage is rooted in the fundamental principle that access to quality healthcare is a basic human right. The ability to access necessary medical care is essential for maintaining good health and well-being, and lack of access can lead to worsened health outcomes and financial hardship (Cohen et al., 2020). In the United States, the issue of inadequate healthcare insurance coverage is driven by several factors, including the high cost of healthcare services, the complexity of the insurance system, and the limited availability of affordable insurance options. (Cohen et al., 2020).

Reason for Selecting Healthcare Insurance

Personal experiences as a healthcare provider and a community member impacted by inadequate healthcare insurance coverage have influenced my choice of this issue. I have witnessed the negative effects of inadequate insurance coverage on patients’ ability to access necessary medical care and the financial strain it places on healthcare organizations. As a member of the impacted community, I recognize the barriers individuals and families face in accessing care due to financial constraints and believe that access to quality healthcare is a basic human right that should not result in financial hardship.

Significant Impacts of Healthcare Insurance on Diverse Groups

Inadequate healthcare insurance coverage significantly impacts my work as a healthcare provider, my organization, my colleagues, and my community. The issue disproportionately affects diverse and lower socio-economic groups, exacerbating health disparities (Tolbert et al., 2020). As a healthcare provider, inadequate insurance coverage negatively impacts the quality of care for my patients. Patients may skip necessary medical care due to cost, leading to worsened health outcomes. Patients from diverse or lower socio-economic groups are particularly vulnerable to these negative effects due to social determinants of health, such as poverty and lack of access to healthy food options (Phuong et al., 2022).

NHS FPX 6008 Assessment 1 Identifying a Local Health Care Economic Issue

The impact of inadequate insurance coverage on my organization and colleagues can also be significant. The organization may face financial strain due to uncompensated care, which can impact its ability to provide quality care and invest in new technologies or infrastructure (Camilleri & Diebold, 2019). This can lead to workforce challenges, such as understaffing or staff burnout. In my community, inadequate healthcare insurance coverage significantly impacts diverse and lower socio-economic groups. According to a report by the Kaiser Family Foundation, uninsured rates are higher among people of color and individuals with lower incomes (Kaiser Family Foundation, 2020).

Gap Contributing to the Adequate Healthcare Insurance 

The gap contributing to inadequate healthcare insurance coverage is the lack of comprehensive and affordable health insurance options, especially for people from diverse or lower socio-economic groups. This is due to high healthcare costs, limited employer-sponsored coverage, and restrictive eligibility criteria for public insurance programs (Kaiser Family Foundation, 2020). Political challenges to the Affordable Care Act have also created uncertainty around future healthcare coverage and access. Addressing these gaps in coverage is essential to promote health equity and improve health outcomes for all individuals (Odeny, 2021).

Policy Solutions 

Addressing this gap will require comprehensive policy solutions to improve access to affordable and comprehensive health insurance coverage for all individuals, regardless of race, income, or pre-existing health conditions (Odeny, 2021). This may include expanding Medicaid eligibility, strengthening the ACA marketplace, and implementing policies to address the underlying social determinants of health that contribute to health disparities and insurance coverage gaps.

Evidence to Support the Policy solutions

Evidence suggests that policy solutions to improve access to health insurance can significantly impact health outcomes and financial stability for individuals and healthcare organizations. For example, a study of Medicaid expansion in Michigan found that the expansion was associated with increased access to care, improved health outcomes, and reduced financial strain for individuals and healthcare providers (McInerney et al., 2020). 
NHS FPX 6008 Assessment 1 Identifying a Local Health Care Economic Issue

Conclusion

Inadequate healthcare insurance coverage is a critical economic issue that affects individuals, healthcare organizations, and communities, particularly those from diverse or lower socio-economic groups. The high cost of healthcare and restrictive eligibility criteria for public insurance programs contribute to gaps in health insurance coverage, resulting in poor health outcomes and financial burdens for individuals and healthcare organizations. 
References
Camilleri, S., & Diebold, J. (2019). Hospital uncompensated care and patient experience: An instrumental variable approach. Health services research, 54(3), 603–612. https://doi.org/10.1111/1475-6773.13111  Centers for Disease Control and Prevention (CDC). (2021). Health insurance coverage: Early release of estimates from the National Health Interview Survey, 2019. https://www.cdc.gov/nchs/data/nhis/earlyrelease/insur202102-508.pdf  Cohen, S., Cohen, N., & Gabbay, E. (2020). Paternalism and certitude. Bioethics, 34(5), 478-482. https://doi.org/10.1111/bioe.12700  Kaiser Family Foundation. (2020). Key facts about the uninsured population. Kff.org. https://www.kff.org/uninsured/fact-sheet/key-facts-about-the-uninsured-population/  McInerney, M., Winecoff, R., Ayyagari, P., Simon, K., & Bundorf, M. K. (2020). ACA medicaid expansion associated with increased medicaid participation and improved health among near-elderly: Evidence from the health and retirement study. INQUIRY: The Journal of health care organization, provision, and financing, 57, 004695802093522. https://doi.org/10.1177/0046958020935229  
NHS FPX 6008 Assessment 1 Identifying a Local Health Care Economic Issue
Odeny, B. (2021). Closing the health equity gap: A role for implementation science? PLOS Medicine, 18(9), e1003762. https://doi.org/10.1371/journal.pmed.1003762  Phuong, J., Riches, N. O., Madlock‐Brown, C., Duran, D., Calzoni, L., Espinoza, J. C., Datta, G., Kavuluru, R., Weiskopf, N. G., Ward‐Caviness, C. K., & Lin, A. Y. (2022). Social determinants of health factors for gene–environment COVID‐19 Research: Challenges and opportunities. Advanced genetics, 3(2), 2100056. https://doi.org/10.1002/ggn2.202100056  San Francisco Department of Public Health. (2022). San Francisco Health Plan 2022 Quality improvement program description & work plan. Sfhp.org. https://www.sfhp.org/wp-content/files/providers/QIEval/QIPlan.pdf  Tolbert, J., Orgera, K., & Damico, A. (2020, December 19). Key facts about the uninsured population. Kaiser Family Foundation. https://www.kff.org/uninsured/issue-brief/key-facts-about-the-uninsured-population/  World Health Organization. (2019, July 16). Universal health coverage. Who.int. https://www.who.int/health-topics/universal-health-coverage#tab=tab_ 

ADDITIONAL INSTRUCTIONS FOR THE CLASS – NHS FPX 6008 Assessment 1 Identifying a Local Health Care Economic Issue

Who we are

We are a professional custom writing website. If you have searched for a question and bumped into our website just know you are in the right place to get help with your coursework.

Do you handle any type of coursework?

Yes. We have posted our previous orders to display our experience. Since we have done this question before, we can also do it for you. To make sure we do it perfectly, please fill out our Order Form. Filling the order form correctly will assist our team in referencing, specifications, and future communication.

Is it hard to Place an Order?

  • 1. Click on “Order Now” on the main Menu and a new page will appear with an order form to be filled.
  • 2. Fill in your paper’s requirements in the “PAPER INFORMATION” section and the system will calculate your order price/cost.
  • 3. Fill in your paper’s academic level, deadline, and the required number of pages from the drop-down menus.
  • 4. Click “FINAL STEP” to enter your registration details and get an account with us for record-keeping and then, click on “PROCEED TO CHECKOUT” at the bottom of the page.
  • 5. From there, the payment sections will show, follow the guided payment process and your order will be available for our writing team to work on it.

SCORE A+ WITH HELP FROM OUR PROFESSIONAL WRITERS – NHS FPX 6008 Assessment 1 Identifying a Local Health Care Economic Issue

We will process your orders through multiple stages and checks to ensure that what we are delivering to you, in the end, is something that is precise as you envisioned it. All of our essay writing service products are 100% original, ensuring that there is no plagiarism in them. The sources are well-researched and cited so it is interesting. Our goal is to help as many students as possible with their assignments, i.e. our prices are affordable and services premium.
  • Discussion Questions (DQ)
Initial responses to the DQ should address all components of the questions asked, including a minimum of one scholarly source, and be at least 250 words. Successful responses are substantive (i.e., add something new to the discussion, engage others in the discussion, well-developed idea) and include at least one scholarly source. One or two-sentence responses, simple statements of agreement or “good post,” and responses that are off-topic will not count as substantive. Substantive responses should be at least 150 words. I encourage you to incorporate the readings from the week (as applicable) into your responses.
  • Weekly Participation
Your initial responses to the mandatory DQ do not count toward participation and are graded separately. In addition to the DQ responses, you must post at least one reply to peers (or me) on three separate days, for a total of three replies. Participation posts do not require a scholarly source/citation (unless you cite someone else’s work). Part of your weekly participation includes viewing the weekly announcement and attesting to watching it in the comments. These announcements are made to ensure you understand everything that is due during the week.
  • APA Format and Writing Quality
Familiarize yourself with the APA format and practice using it correctly. It is used for most writing assignments for your degree. Visit the Writing Center in the Student Success Center, under the Resources tab in Loud-cloud for APA paper templates, citation examples, tips, etc. Points will be deducted for poor use of APA format or absence of APA format (if required). Cite all sources of information! When in doubt, cite the source. Paraphrasing also requires a citation. I highly recommend using the APA Publication Manual, 6th edition.
  • Use of Direct Quotes
I discourage over-utilization of direct quotes in DQs and assignments at the Master’s level and deduct points accordingly. As Masters’ level students, it is important that you be able to critically analyze and interpret information from journal articles and other resources. Simply restating someone else’s words does not demonstrate an understanding of the content or critical analysis of the content. It is best to paraphrase content and cite your source. NHS FPX 6008 Assessment 1 Identifying a Local Health Care Economic Issue
  • LopesWrite Policy
For assignments that need to be submitted to Lopes Write, please be sure you have received your report and Similarity Index (SI) percentage BEFORE you do a “final submit” to me. Once you have received your report, please review it. This report will show you grammatical, punctuation, and spelling errors that can easily be fixed. Take the extra few minutes to review instead of getting counted off for these mistakes. Review your similarities. Did you forget to cite something? Did you not paraphrase well enough? Is your paper made up of someone else’s thoughts more than your own? Visit the Writing Center in the Student Success Center, under the Resources tab in Loud-cloud for tips on improving your paper and SI score.
  • Late Policy
The university’s policy on late assignments is a 10% penalty PER DAY LATE. This also applies to late DQ replies. Please communicate with me if you anticipate having to submit an assignment late. I am happy to be flexible, with advance notice. We may be able to work out an extension based on extenuating circumstances. If you do not communicate with me before submitting an assignment late, the GCU late policy will be in effect. I do not accept assignments that are two or more weeks late unless we have worked out an extension. As per policy, no assignments are accepted after the last day of class. Any assignment submitted after midnight on the last day of class will not be accepted for grading.
  • Communication
Communication is so very important. There are multiple ways to communicate with me: Questions to Instructor Forum: This is a great place to ask course content or assignment questions. If you have a question, there is a good chance one of your peers does as well. This is a public forum for the class. Individual Forum: This is a private forum to ask me questions or send me messages. This will be checked at least once every 24 hours. NHS FPX 6008 Assessment 1 Identifying a Local Health Care Economic Issue

    SCORE A+ WITH HELP FROM OUR PROFESSIONAL WRITERS

    We will process your orders through multiple stages and checks to ensure that what we are delivering to you, in the end, is something that is precise as you envisioned it. All of our essay writing service products are 100% original, ensuring that there is no plagiarism in them. The sources are well-researched and cited so it is interesting. Our goal is to help as many students as possible with their assignments, i.e. our prices are affordable and services premium. Looking for a Similar Assignment? Order a custom-written, plagiarism-free paper